Superannuation & Retirement Planning - Kaplan STUDY FRIENDS NEEDED!

AsxBroker · 29-10-2009, 08:21 PM

Hi BJ,

The Marginal Tax Rate (MTR) is the tax rate paid on the last dollar of income earnt.

Cheers,

Dan

BJMetallica · 29-10-2009, 08:28 PM

on the last dollar of income earnt ? sorry i dont follow ?

AsxBroker · 29-10-2009, 08:34 PM

Hi BJ,

If your taxable income is $40,000 your MTR is 30%
If your taxable income is $85,000 your MTR is 38%

etc.

Cheers,

Dan

BJMetallica · 29-10-2009, 08:36 PM

right, got ya, thanks Dan

H20 · 10-11-2009, 09:30 PM

Hi

I am currently completing the assignment for Super.

I'm not sure if I'm missing something on Question 3...but given that Bernadette's MTR is 15%, and she does not want to reduce her working hours, isn't a TTR strategy rather pointless?

Or am I missing something very obvious?

Thanks in advance :-)

Jimm · 11-11-2009, 10:15 AM

You are right, the strategy is pretty marginal. The question wants you to work through the process to show you understand how it works

H20 · 17-11-2009, 07:36 PM

Thanks Jimm! Nice to have confirmation :-)

BJMetallica · 07-12-2009, 05:55 PM

does anybody know how the deeming works with one couple of retirement age and one still working ?

are they considered a non-pensioner couple ?

i am presuming that her wages would have to included as income also ?

BJMetallica · 09-12-2009, 09:58 PM

dont worry, have worked it out..... those lovely people at Kaplan steered me in the right direction..... an email response only took about 2 hours !!

Hogboy · 22-12-2009, 04:00 PM

G'day all, first post. With regard to question 6. There asking what to do "now she wants to retire at 65" In the information at the start she's 62 and retiring in 3 years, 65. Am i missing something? Rang Kaplan got nothing, pretty piss poor i reckon. Appreciate any information.
p.s. How many pages should this be?