Investment Planning and Superannuation & Retirement Planning KAPLAN

netcentre4 · 09-02-2010, 12:44 PM

Hello,

I have just started investment planning 1 subject and am about to tackle the assignment soon.
I was wondering if anyone could offer me any tips or advice to do the assignment especially question 6 which seems the hardest.

Thanks

netcentre4.

DR · 23-03-2010, 10:55 AM

Quote:

Originally Posted by BB**

I am willing to assist in helping you
I am on my last subject for my DFP

email my inbox

Hi BB, I am new to InvestED. Still getting familiar with how to use it. I am in my last subject for DFP at Kaplan and am studing the SRP subject. I have passed the exam and have virtually finished the assignment, but I have some questions. Are you able to help. The SRP assignment relates to Feb 2009 version, and the case study is about Richard and Bernadette.

daniellereneegabriel · 02-06-2010, 09:55 AM

HELP
I am struggling with my Superannuation and Retirement Planning assignment, would anyone care to forward me their assignment. I can trade you, I have completed ELC and Risk.

Shel · 23-07-2010, 02:56 PM

Hi,

I am having trouble as well with this assignment, would appreciate any help with this one. Found all the others to be a piece of cake compared to this one.

Shel

Liz123 · 24-07-2010, 03:36 PM

Was wondering if you could give me some direction on the investment products I need to recommend and the level of depth they need to meet the profile of the client.

I have completed everything else in the assignment but when it comes to recommending the products, I am having a lot of trouble finding products that fit into the profile. I have assumed they will be a balanced profile and hence I am using the asset allocation of a balanced investor as per the text. I have tried to select a number of both conservative, balance and growth funds to try and balance the allocation out but can't seem to find the appropriate products.

Am I doing the right thing by using the specific asset allocation of the product? or should I just be using the high level allocation ie 70% Income 30% growth? Do you know the amount you are able to be out by i.e +/- 5%??

If anyone could help me with this, it would be greatly appreciated!

Thanks
Liz

kwl · 25-07-2010, 01:00 PM

Hi, I am doing the last subject S&RP and am having alot of trouble with Q6, providing tax calculations and illustrating the financial and tax position of RIchard and Bernadette. It would be great to get some help, I find this last subject to be the hardest of the four!!

Quote:

Originally Posted by AimeH

Hi there,

I am new to InvestED and I am seeking members that are interested on working on the Investment Planning 1 (October 2008) Assignnment and the Superannuation & Retriement Planning (August 2008) Assignment.

I have unfortunately had to re-submit both of these assignments as I am not yet competent, so any assistance or guidence would be HUGELY appreciated. I am also studying a batchelor of commerce majoring in finance and financial planning, and I think that this has actually been a downfall, as I have answered the questions the way a uni would expect them to be answered and over complicated things.

I am not looking to be handed answers, but would truely appreciate being pointed in the right direction on these assignments. I also think that establishing a good relationship now could act as a foundation for a study group for the exams. I am happy to post the assignments up here, and maybe what I have completed thus far, if I can find someone who is interested in assisting me? Any help would be GREATLY appreciated!!!

chelseaC · 26-07-2010, 03:50 PM

hi guys,
Should Bernadette's super pension income stream count in Richard's age pension income test?

Richard & Bernadette’s financial assets are as follows:
Bank account (at call) $ 0
Cash management trust $25,000
Richard’s Personal superannuation (taxed fund) $132,840
Bernadette’s share portfolio $38,119
Total financial investment assets $195,959
Deemed Income:
First $68,200 @3% $ 2,046
Balance of $127,759 @4% $5,110.36
Total deemed income $7,156.36
Bernadette’s salary after TTR and government Co-contribution $10,000
Richard’s assessable super pension income stream $0
Bernadette's super pension income stream ?Total combined income: $17,156.36

Sarah_Kate24 · 14-09-2010, 11:55 AM

Hi Guys

I need some help, would anyone be willing to let me view their Investment Planning Asssignment? Ive struggled a bit through this one and would like to check my work.
Ive completed all my other ones but for some reason i feel really uneasy out this one.
PLEASE HELP ME

ARGGH

kitle · 21-09-2010, 04:36 PM

Quote:

Originally Posted by tonybrisbane

Hi Aime,

Thanks for your help, I have the following issues,

As part of your explanation, calculate the purchase price of a 10-year Government bond parcel with a yield rate of 8.95% p.a. paid as a half-yearly coupon. Assume that the prevailing market interest rate is 7.50% p.a. and that the bond parcel has 250 days until maturity.

Calculations:

Day 0 Day 68 Day 250
$101,049 $1,667 $4,475
1.667% 4.475%

Purchase $100,000
Price

I stated the the purchase price of the bond with 318 days remaining was $101,049 but the remarks state to check my calculations.

Q2
again the marker said to check all my figures to my calculations

Calculate to the nearest dollar the present value and net present value of the couples invesmtent property

Yr 0 Yr 1 Yr2 Yr 3
-$418,000 $28,000 $30,816 $32,587
-$12,750 -$13,196 -$13,822
.................................................. ....................................
-$418,000 $16,050 $17,620 $593,765

PV=$16,050 $17,620 $18,620 $593,765
............... +.............+....................+.............. ............
)1+.1275) (1+.1275)Pwr2 (1+.1275)Pwr3 (1+,1275)Pwr3
............. ................. .................. ...................
1 1 1 1

PV=$14,235 $13,860 $13,091 =$414,252

PVTotal = $14,235 + $13,860 +$13,091 + $441,252 = $455,438

NPV = $455,438 - $418,000 = $37,438

Calucluate the internal rate of return of this investment
IRR 16.1%
Calculate the property intiial yeild percentage for year one based on the figures given.

14,235
.......... = 3.41%
418,000

Are you able to explain to me what I have done wrong???

Thank you for your help, i truely appreciate it.

Tony

HI TOny,

are you at all able to explain to me how you came to getting your PV and NPV and your IRR.

I have gotten different answers and i am not sure that i have the concept completely understood...

your guidence will be greatly appriciated.

Lozzie81 · 22-09-2010, 04:33 PM

Hi All,
I am doing the Investment Planning 1 assignement and really need some help with the majority of it. I have not had a great deal to do with Invesment Planning in my occupation as I mostly deal with risk. Is anyone kind enough to have a completed assignment that I could view for some guidance?